Changes to our product range effective from Monday 15th August 2016

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  4. Changes to our product range effective from Monday 15th August 2016

First time buyer (FTB) Products

  • £1,000 cash back with selected rate increases to FTB products (includes New Build, Help to Buy equity loan, Affordable Housing - Shared Equity / Shared Ownership (SESO) but excludes Self Build.)
  • 2 year and 5 year fixed 60% LTV rates increased by 0.10%
  • 2 year fixed 75% LTV rate increased by 0.15%
  • 2 year fixed 80% and 85% LTV rates increased by 0.20%
  • 2 year fixed 90% and 95% LTV rates increased by 0.10%
  • 5 year fixed 80% LTV rate increased by 0.05%
  • 5 year fixed 85% LTV rate increased by 0.10%
  • 5 year fixed 90% LTV rate reduced by 0.20%
  • 2 year tracker 60% LTV rate increased by 0.35%
  • 2 year tracker 75% LTV rate increased by 0.40%
  • 2 year tracker 80% and 85% LTV rate increased by 0.45%.

Homemover (HMV) and remortgage (REM) products

  • All tracker rates increased by 0.25%.

End and complete by dates

  • End and complete by dates extended on all products by three months of the relevant year
  • Help to buy mortgage guarantee scheme all products now complete by Tuesday 28 February 2017.

Please note - on joint applications only one of the applicants needs to be a first time buyer.

View full product details.

Our tracker rate mortgages are linked to Bank of England bank rate (also known as Bank of England repo rate). Details of this rate can be found on the Bank of England website at www.bankofengland.co.uk.

For independent information on mortgages, visit the website 'Money Advice Service'.

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