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  4. FAQ433: Fixed rate 48

Homemover

Fixed rate

Product code: FAQ433

Description:
2 year fixed
LTV amount:
60 - 75%

Features and benefits

Product rate:
1.76% fixed until 30/09/2019

Latest completion by:
31/12/2017
Loan band:
£0 - £1m

Commitments

Product fee:
n/a
Early repayment charge:
2.75% to 30/09/2018

1.3% to 30/09/2019

Additional info

Availability
Available on a repayment or interest only basis.

This product is not available to retirement home plan or consent to lease customers.

Incentives
Product fees can be added on completion.

MAF to be waived.

£500 cashback.

Risks

Your client's home may be repossessed if they do not keep up repayments on their loan. Whilst a fixed rate mortgage can give your client certainty around monthly payments, the Bank of England base rate may go down as well as up. The value of your client's home may alter with market conditions so that the amount of the loan may exceed the value of the home.

Our tracker rate mortgages are linked to Bank of England bank rate (also known as Bank of England repo rate). Details of this rate can be found on the Bank of England website at www.bankofengland.co.uk.

For independent information on mortgages, visit the website 'Money Advice Service'.

If you do not have professional experience, you should not rely on the information contained in this communication. If you are a professional and you reproduce any part of the information contained in this communication, to be used with or to advise retail clients, you must ensure it conforms to the Financial Conduct Authority's advising and selling rules. This site is intended for UK residents unless otherwise stated.

Halifax is a division of Bank of Scotland plc. Registered in Scotland No.SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Copyright © , Halifax plc. All rights reserved.