Bank accounts
1. Diverse information to customers - per item
- The provision of monthly statements, or for periods greater than one month, will be free.
- Zero balance certificates and certificates required by law are exempt from this commission.
The collection of these charges does not affect customers' rights to be freely notified at any time of the status of their accounts.
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General or periodical information
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Free of charge
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Account statements other than those defined in the specific conditions for the product
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€1.50 (1)
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Upon request (various certificates, duplicates)
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€9.00 (2)
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2. Overdrafts
1% subject to a minimum of €3.00* applied to the highest overdrawn balance during the settlement period. This charge is not applicable when the overdraft is due to value dates.
* With the limitations established in Art. 19.4 of Law 7/1995 on Consumer Credit, which states that the commission on consumer overdrafts plus the interest accrued may not be equivalent to an AER greater than 2.5 times the legal rate of interest.
3. Maintenance Fee
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In general (except for the Xtra Account product)
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€5.00 every six months
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On average balances less than €300.00 (residents' accounts, except for the Xtra Account product)
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€18.00 every six months
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Average balances less than €600.00 (for non- resident accounts, except for the Xtra Account product)
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€18.00 every six months
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In general for the Xtra Account product
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€25.00 per year
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