Euro bank accounts

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The easy way to make payments in Spain

Spanish mortgage and utility payments must be made by direct debit, so your client will need a Euro bank account. Banco Halifax Euro bank accounts are specially designed for British residents.

These accounts can include:

  • Free transfers from your client's Halifax or Bank of Scotland current account to Banco Halifax
  • Free direct debits for payment of utility charges in Spain
  • Free access to funds via over 30,000 ServiRed cashpoints in Spain
  • English speaking telephone and on-line banking services
  • Membership to the exclusive Banco Halifax club providing access to a host of everyday services in Spain via a 24/7 English speaking hotline

Risks

If, without agreement, your current account goes overdrawn or you go over your overdraft limit, we will charge you interest on the amount of your overdraft that has not been arranged at the rate that we set for unarranged overdrafts.

Contact

You can contact Banco Halifax Hispania's UK helpline on 0845 600 3603.

For more information on Spanish mortgages and euro bank accounts, contact Ian Andrews 07919 398 084 or Colin Grant 07768 508 933.

Our tracker rate mortgages are linked to Bank of England bank rate (also known as Bank of England repo rate). Details of this rate can be found on the Bank of England website at www.bankofengland.co.uk or in the Financial Times or other leading newspapers.

For independent information on mortgages, visit the FSA website 'money made clear'.

If you do not have professional experience, you should not rely on the information contained in this communication. If you are a professional and you reproduce any part of the information contained in this communication, to be used with or to advise retail clients, you must ensure it conforms to the Financial Services Authority's advising and selling rules. This site is intended for UK residents unless otherwise stated. Halifax is a division of Bank of Scotland plc. Registered in Scotland No.SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. For optimal viewing of this site you will need Macromedia Flash version 5 or above. Copyright © 2009, Halifax plc. All rights reserved.

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