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1. Collection and delivery of cash at home

This service requires the use of specialist armoured vehicle companies and the cost of this service will be charged to the customer.

2. Reports requested by auditing firms

The amount of €18.00 will be charged for each report issued to auditors.

3. Requests for cheques, transfers or funds transfer instructions (OMF) requested against Bank of Spain accounts.

Concept

%

Minimum commission (euros)

Per cheque, transfer or OMF

0.40

36.00

4. Issue of Bankers draft

A commission of 0.2% of the face value, with a minimum of €6.00, will be charged for each bankers draft issued.

5. Extraordinary cash provisions

A fee of €30.00 will be charged for the extraordinary handling expenses for cash deliveries to branches for amounts greater than 30,000.00 Euros requested by the customer less than 24 hours in advance.

6. Custody of deeds (other than mortgage deeds)

A one-off fee of €30.00 will be charged to the current account of customers of the deeds custody
service for documents other than mortgage deeds.

7. Recovery of deeds (other than mortgage deeds)

A fee of €5.00 will be charged for each recovery request received from clients of the deeds recovery service for consultation purposes (other than mortgage deeds).

Our tracker rate mortgages are linked to Bank of England bank rate (also known as Bank of England repo rate). Details of this rate can be found on the Bank of England website at www.bankofengland.co.uk or in the Financial Times or other leading newspapers.

For independent information on mortgages, visit the FSA website 'money made clear'.

If you do not have professional experience, you should not rely on the information contained in this communication. If you are a professional and you reproduce any part of the information contained in this communication, to be used with or to advise retail clients, you must ensure it conforms to the Financial Services Authority's advising and selling rules. This site is intended for UK residents unless otherwise stated. Halifax is a division of Bank of Scotland plc. Registered in Scotland No.SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. For optimal viewing of this site you will need Macromedia Flash version 5 or above. Copyright © 2009, Halifax plc. All rights reserved.

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