Rate Change Calculator

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Use our Rate Change Calculator to get an idea of how much a monthly mortgage payment might change by.

Where a mortgage is made up of a number of variable rate sub-accounts or parts, you’ll need to complete separate calculations for each one.

If a mortgage is affected by a rate change, we will always write to the customer to let them know their new monthly payment ahead of it being taken.

 

Why is the estimated payment change more/less than I expected?

The figure shown is for illustrative purposes only.

Our tracker rate mortgages are linked to Bank of England bank rate (also known as Bank of England repo rate). Details of this rate can be found on the Bank of England website at www.bankofengland.co.uk.

For independent information on mortgages, visit the website 'Money Advice Service'.

If you do not have professional experience, you should not rely on the information contained in this communication. If you are a professional and you reproduce any part of the information contained in this communication, to be used with or to advise retail clients, you must ensure it conforms to the Financial Conduct Authority's advising and selling rules. This site is intended for UK residents unless otherwise stated.

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