Product Transfer Customer Budget Assessment

  1. Home
  2. Placing business
  3. Product transfers and further advances
  4. Product Transfer Customer Budget Assessment

Intermediary Fact Find

This form is to be used only for Product Transfers on Budget Assessment. If any of the following apply the product transfer will be on Full Affordability and you should log on to Halifax Intermediaries online and select Create product transfer to complete the alternative online form.

Only if the answer to all the 5 questions below is "No" should this form be used.

1. Does the customer's current term extend into retirement?
(If the customer is already retired, this question does not apply)


2. Does the customer's new term extend into retirement?


3. Is the customer's term being reduced on a capital and interest repayment element of the mortgage?


4. Is the repayment type changing for any part of the mortgage?


5. Is there an element of interest only lending where the customer does not have an adequate repayment in place to cover the whole amount?


Intermediary Information


Client details

Add names of all joint mortgage holders

Does the Intermediary act on behalf of the applicants and have their permission to access their mortgage account information?

Emails sent to and from Halifax are not secure and could be accessed by an unauthorised person. Whilst we take appropriate measures to safeguard information you provide to us, no email can ever be guaranteed secure. Have the clients been made aware of these risks and do they consent to the Intermediary submitting and receiving data via unsecured email?

Product Transfer Customer Budget Assessment


Customer budget


Repayment vehicles


Where there is a sale of other residential property, complete the Interest only – Other Residential property form for each property.

Sub Account Details

Add a sub account

A copy of this application form will be emailed to you for your records.  

Our tracker rate mortgages are linked to Bank of England bank rate (also known as Bank of England repo rate). Details of this rate can be found on the Bank of England website at

For independent information on mortgages, visit the website 'Money Advice Service'.

If you do not have professional experience, you should not rely on the information contained in this communication. If you are a professional and you reproduce any part of the information contained in this communication, to be used with or to advise retail clients, you must ensure it conforms to the Financial Conduct Authority's advising and selling rules. This site is intended for UK residents unless otherwise stated.

Halifax is a division of Bank of Scotland plc. Registered in Scotland No.SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Copyright © , Halifax plc. All rights reserved.