Terms and conditions

Please take the time to go through the important information that is relevant to the mortgage you are arranging for your clients.

For independent information on responsible lending, visit Money Advice Service.

By transacting business on this website you agree to abide by the terms and conditions available here:

Website terms and conditions (PDF, 204kB)

Last updated: 07/11/2022

Credit Scoring (PDF, 74kB)

Last updated: 01/06/2020

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Our tracker rate mortgages are linked to Bank of England bank rate (also known as Bank of England repo rate). Details of this rate can be found on the Bank of England website at www.bankofengland.co.uk.

* Halifax Homeowner Variable Rate (HHVR) is the rate that will apply to the mortgage after the initial product period ends. Halifax Homeowner Variable Rate will apply to all mortgages applied for after 4th January 2011. For mortgages applied for before this date the Halifax Standard Variable Rate (SVR) will be the rate that applies.

For independent information on mortgages, visit the website 'MoneyHelper'.

If you do not have professional experience, you should not rely on the information contained in this communication. If you are a professional and you reproduce any part of the information contained in this communication, to be used with or to advise retail clients, you must ensure it conforms to the Financial Conduct Authority's advising and selling rules. This site is intended for UK residents unless otherwise stated.